At Sagamore Advisory, we provide fractional CFO services designed to meet you where you are—and take you where you want to go. Our approach is structured into four progressive levels, each tailored to support your business’s financial clarity, operational strength, and long-term value.

Phase 1: Discovery - Establishing a Baseline

Before we can provide strategic financial leadership and tailored CFO support, we begin with a comprehensive Discovery phase. This step is essential to gain a clear, accurate picture of your organization’s current financial health, operational structure, and reporting environment.

During this phase, we’ll request and review key documents and data. This initial step allows us to identify immediate priorities, spot inefficiencies, and begin shaping the financial strategy to support your growth goals. All information shared with us is treated with the highest level of confidentiality and care.

Phase 2: Foundation - Gaining Control & Clarity

We start by building a strong financial foundation. During this phase, we ensure your accounting infrastructure is properly set up and consistently overseen, supported by a disciplined monthly close and reporting process that delivers timely and accurate financial insights. We then streamline internal workflows to improve efficiency & implement ongoing cash flow monitoring and management to maintain financial stability. This stage ensures your internal systems are solid, giving you the clarity needed to make informed decisions.

Phase 3: Health - Driving Financial Stability & Operational Efficiency

Once the foundation is in place, we shift focus to strengthening financial stability and improving operational efficiency. In this phase, we develop and manage budgeting and financial forecasting processes to support more accurate planning and decision-making, while also conducting operational and production efficiency reviews to identify opportunities for improved performance and profitability. We further enhance your financial position by evaluating and optimizing banking relationships and capital strategies to ensure access to appropriate resources on favorable terms.

Phase 4: Growth - Scaling with Confidence

Growth is centered on aligning your financial strategy with long-term growth objectives, enabling your business to scale with confidence and discipline. During this stage, we support strategic business planning to guide decision-making and direction, proactively identify and mitigate risks that could impact performance, and refine revenue strategies to improve and sustain profitability. We also ensure operatinons are efficient and that they continue to drive accountability across the organization and execution remains aligned with goals.

Phase 5: Value - Maximizing Long-Term Worth & Exit Readiness

We help owners prepare for the future—whether that means succession, sale, or simply maximizing business value. In this phase, we work closely with owners to develop and refine succession and exit strategies, assess overall business readiness and market attractiveness, and optimize valuation through strategic improvements in pricing and multiple expansion. We also ensure final-stage coordination with external advisors so that all financial, operational, and strategic elements are aligned, positioning the business to achieve maximum value and a smooth, well-executed transition.